What Is Plink?

Disclosure of Material Connection: Some of the links in the post below are "affiliate links." This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising."

Plink is a rewards program offering virtual currency for your offline purchases.  Plink started out in January of 2012 offering only Facebook credits as a reward with only a few partner restaurants under their belt.  In less than a year, Plink has grown from offering rewards for dining out at select restaurants to convenience stores, movie theaters and more.


Joining is easy.  You can sign up using your email address or connect using Facebook.  From there you simply link your debit or credit card and the rewards will follow when you dine and shop OFFLINE.  The reward types have grown from Facebook credits to Amazon.com gift codes, Walmart, iTunes, Home Depot gift cards, donations to the American Red Cross, airline miles and more.



I recently redeemed my FIRST reward through Plink.  I got a $5 Amazon.com gift code, mostly for my occasional hankering for Taco Bell.  The code was delivered INSTANTLY.  I’ve been a member since May of 2012, though I haven’t checked in much lately to see the new offerings.  Now that I realize rewards are given for movie theaters, I might switch up my Plink wallet.

Keep reading to learn more about the Plink wallet!


Ready to Join?

If you’re ready to join, just click here.

*This post contains a referral link. I may receive rewards for referrals, however all opinions expressed are 100% honest and my own.

Worried about linking your card?

Plink is safe.  Plink uses bank level encryption to secure your login credentials.

Your bank information is not stored on Plink servers, but rather a third party financial services organization.

Check out the video here!

How Does Plink Work?

When you sign up you are given a select number of slots, much like the slots in a wallet.  You can only keep so many cards.

Plink is like a virtual loyalty card wallet.

No loyalty cards, no coupons, no codes. Just dine or shop and your rewards are automatically credited. As a bonus, if you have a debit or credit card that offers loyalty rewards already, it can be used with Plink to double up on the rewards, however only one card can be linked to Plink at this time.

*Not all banks are currently supported, though additions are being made as they become available.

The slots you are given can be changed at any time.  Additional slots are awarded with friend referrals.


Ready to Join?

If you’re ready to join, just click here.

*This post contains a referral link.  I may receive rewards for referrals, however all opinions expressed are 100% honest and my own.

Update 8/4/2013

Today, I redeemed what is surprisingly only my second Plink reward.

I stopped eating out so much and coincidentally, Plink has added more non-food partners; from Dollar General to Kmart or Champs Sports to Eastbay or even GAP and Old Navy.

I had actually forgotten that I registered Old Navy, not thinking I’d be shopping any time soon.  I must have done it months ago.

When we went back to school shopping and shopping to revamp my work wardrobe, I racked up 1200 points, which added to my existing points, I had enough to redeem for a $15 Amazon gift code.

Plink Rewards for shopping at Old Navy

I received the gift code INSTANTLY.  I love Amazon gift code rewards because they NEVER expire.  Plus, with Amazon Prime, you can’t lose.  I order pet food, clothing, shoes, electronics, household goods and more with free 2nd day air shipping.

Even though I had been using Plink for quite some time at the time of this posting, it’s now been another 9 months and I love it even more.  I have had no issues with connecting my bank.  In fact, I’m glad they connect my bank versus my debit card, since I’ve had to replace my debit card several times as it’s either been lost or damaged.

If you’re still concerned about security, maybe it’s time to think about updating that password of yours that contains extremely vulnerable information…

There are no forms to fill out, there are no receipts to photograph or scan; it’s just EASY! In fact, if you set your Plink wallet up with rewards from restaurants and retail shoppes you frequent, you might just consider it a bonus for doing the things you already do.

[adrotate banner=”75″]

Join Now!

[adrotate banner=”78″]

Enhanced by Zemanta
  • Amatenshi

    This looked rather risky at first glance. I wouldn’t provide bank details at all. I’m good about not losing things, so a debit card wouldn’t be a problem for me. But a requirement that I have a bank account on file? No way.

    Also, according to the Terms of Service:

    “Plink cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of data, personalization settings or other service interruptions. Plink cannot assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any User data, communications or personalization settings. ”

    So, if they lose your bank login, like to a hacker or something, they waive any responsibility for the data. I don’t think I’m doing this.

    • http://melissasaywhat.com Melissa

      Amatenshi – I don’t think that means they waive responsibility if they’re hacked, plus your bank should protect you from things like this anyway. Any site containing your personal information can be hacked. Hackers aren’t picky. Of course, it’s your prerogative if you choose not to use the service. I’ve been using it for over a year with no problems.

  • Al

    Seriously? Comfortable providing my credit card # to register but didn’t think it was a good idea to provide them with my bank log in and password. Is anyone dumb enough to give this info to a relatively unknown entity? Contacted two of my banks and both said ABSOLUTELY NOT.

    • melissasaywhat

      I’ve been a member for quite some time, have connected my bank account and have redeemed rewards with no problem, but I can understand your hesitation.